Default Prevention Online Information Policy

The Default Prevention family of companies is the recognized leader in default prevention. To keep this distinction, we host innovative Web sites (for example www.defaultprevention.com, www.nsrds.org) and provide visitors with helpful and timely information along with interactive tools. We respect the privacy of our customers and visitors. We are also committed to protecting their online information with the same care that we use for all Default Prevention company transactions.

Like many Web sites, we place "cookies" on your computer when you visit Default Prevention Web sites. Cookies are pieces of data that we place on your computer that can help us understand how you use our Web sites. We place both temporary and non-expiring cookies on your computer when you visit. Temporary cookies are designed to stay on your computer only while you are visiting our Web sites. Non-expiring cookies are placed on the hard drive in your computer and allow us to collect information such as: date and time of visits, the time spent on the Web site, and the pages viewed while on the Web site. We do NOT use cookies to collect any non-public personal information. We use cookies to evaluate behaviors, but we do not use the cookies to identify individual visitors to our Web sites. By changing settings located in your Web browser you may prevent cookies from being placed on your computer.

Our Web server automatically recognizes your domain name, but not your e-mail address. We do not collect nonpublic personal information from visitors to our sites unless you expressly provide it to us. The information we do collect from our Web sites (such as domain name, number of hits, pages visited and length of user session) may be combined to analyze how our Web sites are used. This information is then used to improve the usefulness of the sites.

We do not intend to collect nonpublic personal information from children under 13 years of age. If we learn that we have collected this information from a child under the age of 16, we will promptly take all reasonable steps to delete the data from our system.

From time to time, you may access our sites through the site of one of our marketing partners. We will try to show clearly, by placing our marketing partner's name or logo in a prominent place or otherwise, whether a page is co-branded. If you provide your information on a co-branded page, your registration information may be shared with our marketing partner.

Some of our web sites also permit you to access non-Default Prevention sites directly from our web sites. It is important to remember that, if you link to a non-Default Prevention site from any of our Web sites, that party's privacy policy and its terms and conditions of use apply to you. We encourage you to learn about each third party's privacy policy before giving personal information to them.

As explained in our Privacy Principles and Practices, we do not share your nonpublic personal information with third-party marketers. We may use customer information ourselves to offer third-party products and services that we think you may want or need. If you receive an offer, in your statement or along with other Default Prevention information, for a product or service other than one provided by a Default Prevention company, Default Prevention or a company that works for us forwarded that offer to you. No non-public information about you was shared with that company.

If you give us nonpublic personal information, unless prohibited by law, you may request that the nonpublic personal information be removed from our system by contacting us at the address indicated at the end of this policy. If you register information on our Web sites, you also have the right, upon reasonable notice, to view that information and correct it if necessary.

In our information technology systems environment, Default Prevention safeguards your information according to industry established security standards. We also routinely test our systems to ensure a high level of security. Only those Default Prevention employees with a business need to access your nonpublic personal information may do so, for example-loan officers and technical personnel, and only for that reason.